How it works
COVERAGE "FROM A
VENDING MACHINE"
Premium financing is the log dragging behind every traditional quote. idi cut it loose. What's left behaves like a vending machine: make a selection, pay by card, and the policy drops out.
Get a quote
Enter unit and operation details. Rating happens live against the program — no submission queue, no underwriter email chain.
Pick your coverage term
Per-trip coverage for a single haul, or a monthly or annual subscription that auto-renews. Payment runs through Stripe either way, and never delays the bind.
Bound instantly
The policy issues the moment payment confirms — 3 a.m. on a Sunday works exactly as well as Tuesday at ten.
Certificate in hand
A certificate of insurance is issued immediately and can be shared with a shipper, broker or job site on the spot.
The record
Immutable, trackable, verifiable
Once bound, the policy record can't be quietly altered. Anyone who needs to confirm coverage exists — a shipper, a broker, a job site, a lender — can verify it in real time instead of waiting on an email from someone's inbox.
Tamper-proof
Every bind, endorsement and cancellation is written to an immutable ledger of record.
Real-time verification
Third parties confirm active coverage instantly — no callbacks, no faxed ACORDs.
Auto-renew
Subscription policies renew on schedule through Stripe with no lapse window.
Instant COI
Certificates generate on demand, as many times as the operation needs them.
Product segments
Two ways to buy coverage
Per trip
Transactional, single-haul coverage for the load in front of you. Buy it for the trip, and it ends with the trip.
Subscription
Continuous coverage on a monthly or annual term that auto-renews on schedule, with no lapse window between periods.
Payments
Every payment runs through Stripe
Both segments are paid the same way: card or bank payment processed by Stripe, with subscription terms billed automatically on renewal. Klarna is available inside Stripe checkout when a customer wants to spread the cost — it's a payment method, not a separate product, and it doesn't slow the bind by a single second.
Next step
Sixty seconds from here
Start a quote as a trucking business, or get appointed as an agency.